Just a reminder that all of us are allowed to check our credit report for free once every 12 months, from each of the three major credit bureaus: Equifax, Experian, and TransUnion.

It is a good idea because there are frequently mistakes in them that lower your credit score and as we all know, credit is tightening. Go to the web site I have listed, and you can order free from one, or all three at the same time. If you order one now, you can then order from the other two over the course of 12 months so you can view your credit more often. Order all three at once and you